YIELD
3.55%*
After-Tax Yield
2.56%*
Take home $ on $100,000
$2575
*Annualized Blended 30-day SEC Yield. After-tax assumes individual filing single in CA, 35% federal tax rate, and $260K income. Results may vary substantially.
Blended 30-day SEC yield as of 12-21-2024. Yield is not performance.
Goldman Sachs Tax-Smart Bonds
The Goldman Sachs Tax-Smart Bonds portfolio is designed to benefit high-income individuals (with a federal tax rate of 32% or higher) seeking a higher after-tax yield compared to a cash account. It comprises 100% short-term bond ETFs. Betterment personalizes the portfolio based on your tax situation, offering potentially lower risk than stock investing. Although bond volatility is typically lower than that of stocks, investing in bonds still carries risks, and funds in this account are not FDIC insured as they would be in a cash account. This portfolio is built by Goldman Sachs, one of the world's largest asset managers, and all dividends are reinvested automatically. See disclosures.
Who it's for
High-income individuals looking for a high after-tax yield with less risk than a traditional stock-and-bond investing portfolio
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| Holdings | Based on an individual filing single who resides in California with a 35% federal tax rate and $260K income |
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Additional Resources
Allocations as of Jun. 03, 2024
This portfolio strategy is personalized by Betterment to a user’s tax status based on their federal and state tax rates. The default performance and holdings shown assume an individual filing single who resides in California with a 35% federal tax rate and $260K income. Different tax statuses will have different weights of each asset class.
This portfolio strategy is personalized by Betterment to a user’s tax status based on their federal and state tax rates. The default performance and holdings shown assume an individual filing single who resides in California with a 35% federal tax rate and $260K income. Different tax statuses will have different weights of each asset class.
Be invested.
