How do I withdraw funds from my Betterment Checking account?

How do I withdraw funds from my Betterment Checking account?

Betterment Checking offers multiple ways to access your funds. Below are the available methods:

1. Withdraw from Betterment Checking to a linked bank account

Using a web browser:

1. Log in to your Betterment account.
2. Navigate to "Transfer or Rollover" in the upper-right corner of your home screen.
3. Select "Withdraw" and complete the prompts to specify the account and amount.
4. Funds will be sent to your linked bank account.

Using the mobile app:

1. On the Home page, tap “Move Money”
2. Select your Checking account and complete the prompts.
3. Funds will be sent to your linked bank account.

Processing Time: Withdrawals from Betterment Checking to a linked funding account typically take 1–2 business days. In some cases, such as withdrawing recently deposited funds, the process may take up to 6 business days.

Account Requirements: All linked external accounts must be held in your name.

2. ATM Withdrawals

• Use your Betterment Visa® Debit Card to withdraw cash from any ATM.
• Fee Reimbursement: Betterment reimburses all ATM fees worldwide, including foreign transaction fees.
• Daily ATM Withdrawal Limit: $510, including any surcharges from ATM operators (which are reimbursed).

Note: The Betterment Visa® Debit Card can only withdraw funds from your Betterment Checking account.

3. Peer-to-Peer Payment Apps

• Use your Betterment Checking account with apps like Venmo or Cash App:
• Setup: Link your Betterment Checking account or card number within the app to send or receive payments.
  • Here’s how to find your Betterment Checking routing and account numbers.

Important Notes:

• Peer-to-peer transfers may have app-specific fees or limits.
• Ensure your Betterment account details are correct when linking to avoid errors.