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How do I deposit into Cash Reserve?

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How do I deposit into Cash Reserve?

The primary way to fund your Cash Reserve account is via ACH transfer from a linked bank account. We do not accept credit or debit cards for deposits.


How to Deposit Funds

Using the Mobile App

  1. Log into the Betterment app.
  2. Tap Move Money.
  3. Tap Deposit and follow the prompts.

Using a Web Browser

  1. Log in to your Betterment account.
  2. Click Deposit in the upper-right corner of your Home page.
  3. Select the account and enter the deposit amount.
  4. Confirm your transaction.

Need to Deposit Over $300,000?

If your deposit exceeds the ACH transfer limit of $300,000, you can use a wire transfer. For detailed instructions, read our Wire Transfer FAQ.