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How long do withdrawals take from Cash Reserve?

Published | Updated

Unlike withdrawals from a savings account at a typical bank, Cash Reserve and cash goals have no withdrawal limits on how many times you can move money from your account.

When you withdraw from your Cash Reserve or cash goals, the cash will be transferred to your connected funding account generally within 1 to 2 business days, depending on when you put in your request. Betterment only supports connections to bank accounts that are in the account owner's name.

  • If the withdrawal request is placed before 1 PM ET, it will generally appear in your checking account in 1 business day.
  • If the withdrawal request is placed after 1 PM ET, it will generally appear in your checking account in 2 business days.

Transactions can be subject to processing delays in certain circumstances.

While 1-2 business days is generally the expected withdrawal timeline from Cash Reserve and cash goals, withdrawing funds soon after a deposit can trigger a temporary hold on your withdrawal. This hold should last no longer than 5 business days. If further action is required on your part, we will let you know.

Note that bank holidays do not count as business days. You can see a list of bank holidays here.