Investing Options with Betterment

Betterment offers investors the choice to invest in a few different portfolio strategies, each suitable for different purposes. Betterment’s Core portfolio strategy is its flagship portfolio composed of globally diversified, low-cost ETFs. Betterment also offers three Socially Responsible Investing (SRI) portfolios, one focusing on Broad Impact, one on Climate Impact, and another on Social Impact. These portfolios invest in all of the same global asset classes as the Betterment Core portfolio, but each portfolio invests in a different set of ETFs that screen their investments for a subset of environmental, social, and governance issues. Betterment also offers an Innovation Technology portfolio strategy for investors who wish to gain more exposure to new industries and technologies and a Value Tilt portfolio strategy for those investors who wish to invest more heavily in value stocks. 

In addition to Betterment-constructed strategies, Betterment offers the option to invest in portfolio strategies provided by third parties, including  Goldman Sachs Smart Beta and Goldman Sachs Tax-Smart Bonds portfolios and BlackRock Target Income portfolios. Investors with views that differ from Betterment’s available portfolio strategies can use a Flexible Portfolio, which allows them to invest in the same ETFs as the Betterment Core portfolio strategy with the ability to adjust the individual weights of each asset class. Additionally, Betterment offers a high-yield cash account and crypto investing.