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What is a 1099-DIV, and will I receive one?

Published | Updated

A 1099-DIV reports dividend payments received and capital gains distributions from stocks you own.

You will receive a 1099-DIV by Feb. 15, 2025 if you had a Betterment taxable account and, in 2024:

  • You received more than $10 in dividends, or
  • You paid any foreign or federal taxes within your account

If you earned $10 or less in dividends, Betterment is not required to issue a 1099-DIV. However, the IRS still requires you to report and pay taxes on any investment income, regardless of the amount.