How do I deposit into my 529 account?

How do I fund my 529 account?

If Betterment integrates with your 529 plan, you can make recurring or one-time payments to your linked 529 account. These payments can be set up from a bank account or through payroll deductions.

529 Account Funding Methods

1. Bank Account Transfers

You can make one-time or recurring 529 payments from a linked bank account.

Steps to fund your 529 account via bank transfer:

• Using the Mobile App:

1. Visit your Home page.
2. Tap Move Money.
3. Tap Deposit.
4. Enter the deposit amount and choose a one-time or recurring schedule.
   
   

• Using a Web Browser:

1. Log in to your Betterment account.
2. Click on Deposit.
3. If you haven’t already, connect your bank account to enable funding.
4. Select your 529 account from the available options.
5. Enter the deposit amount and choose a one-time or recurring schedule.
   
   

2. Payroll Deductions

Set up automatic funding for your 529 account directly from your paycheck.

Steps to fund your 529 account via payroll:

1. Log in to your Betterment account on a web browser.
2. Navigate to your 529 goal.
3. Click Set up in the Auto-Deposit column.
4. Follow the instructions to link your payroll contributions.
5. If your employer offers a match, you will see details here.

Note: Employer match funds for your 529 account are only available through payroll contributions.

Processing Time

Payments to your 529 account take 5–7 business days to process, regardless of the funding method.