Deposits
How it works
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The primary way to fund your Betterment account is via ACH transfer from a linked bank account. However, deposit methods and requirements vary by account type, and general ACH instructions may not apply to all accounts. For account-specific details, select the destination account type: Taxable Investing Cash Reserve Betterment Checking IRA 401(k) HSA 529 ACH Transfer Instructions for Deposits Using the Mobile App: Log into the Betterment mobile app. Click Move Money on the home page. Select ...
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IRA transfers
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Betterment offers three types of IRA deposits that you can initiate in your account: 1. One-Time IRA Deposits A one-time deposit lets you make a single contribution to your IRA for a specific tax year. Tax Year Options for IRAs: Before the tax filing deadline, you can contribute to last year or the current year. After the deadline, contributions apply only to the current year. Processing Time: IRA deposits typically complete in 3–5 business days. 2. Recurring Deposits into an IRA Recurring ...
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