Fees

Betterment offers several fee plans for our investing services. Below we’ve listed a pricing breakdown according to account type and additional fee information. Stocks and Bonds Investing Accounts Betterment’s investment advice is available for 0.25% (25 bps) per year or $4 per month. While it will impact our fees, Betterment does not require you to maintain a minimum balance for your account. We call this our Digital plan because you receive our advice online. The Digital pricing plan for our ...

Betterment’s investing fee provides value by offering a number of features under the hood that are designed to simplify your life as an investor and help maximize your returns. Please be aware the following information only pertains to stocks and bonds investment accounts. Dollar-based transactions/fractional shares. When you transfer money to Betterment into a stock-and-bond portfolio, your funds are automatically invested in accordance with your goal. Stock-and-bond portfolios do not contain ...

Betterment’s Premium plan requires a minimum investing balance of $100,000 (based on your combined balance across any taxable stock and bond investing accounts, IRA, HSA, and crypto accounts you hold at Betterment). If you meet the minimum balance requirement and would like to upgrade to Premium, you can do so by scheduling an initial call with an advisor.

Pricing To view your pricing information, please follow the instructions below. From a web browser: Log in and select Settings in the navigation bar then Pricing. Here you will see the pricing for each of your Betterment accounts. Fees To view your fees, please follow the instructions below. From a web browser: Your total fees can be found on Activity, filtered by Fees, for a customizable time frame. You can then download a CSV statement to total your fees quickly. You can also see the total ...

Below you can read about how fees are calculated depending on your pricing plan. Please note, if you withdraw your entire balance before the end of the month or year, you’re only charged the fee for the days your money was managed by Betterment. Our fees are calculated based on your daily account balance, accrued daily, and charged monthly or upon a full withdrawal. We do not have fees for accounts with a $0 balance, so you can still keep your account open without penalty. If your total ...

No, you will not. If you withdraw your entire balance before the end of the month or year, you’re only charged the fee for the days your money was managed by Betterment. Our fees are calculated based on your daily account balance, accrued daily, and charged monthly or upon a full withdrawal. We do not have fees for accounts with a $0 balance, so you can still keep your account open without penalty. To read further about how Betterment calculates fees, please visit this resource. Please be aware ...

You can review your remaining free time by going to your Earned Rewards. Once there, you will be able to view the “End date” for your active rewards.

There are three different ways of connecting your spouse’s Betterment account to yours, each for different reasons: Householding accounts Establishing a taxpayer relationship Pairing spousal accounts Householding accounts Householding your spouse’s Betterment account and yours combines your balances for the sole purpose of meeting minimum balance requirements for our various plans. As a side note, Betterment checking account balances are excluded from minimum balance requirements regardless of ...