What is the Goldman Sachs Tax-Smart Bonds Portfolio?

The industry-first Goldman Sachs Tax-Smart Bonds portfolio is personalized by Betterment to your tax situation and seeks to provide a way for higher-income investors to get a tax-smart strategy with potentially lower risk than stock investing designed to increase after-tax yield. The portfolio is designed to reduce risk compared to investing in stocks and to potentially increase after-tax yield compared to a cash account. Betterment does all the work for you behind the scenes to personalize the ...

How is the Goldman Sachs Tax-Smart Bonds Portfolio updated?

First, Goldman Sachs built the portfolio with a mix of short-term bond ETFs containing treasury, municipal, and corporate bonds, which seek to offer lower risk than stock investing, leveraging their expertise in bond markets. Next, Betterment uses the information that you provide about your tax situation, including your state residency, federal tax bracket, and income, to personalize the portfolio for you. Finally, Betterment adjusts the portfolio strategy to consider market conditions and ...

Why might somebody use a Goldman Sachs Tax-Smart Bonds Portfolio?

The Goldman Sachs Tax-Smart Bonds portfolio aims to give high-income investors a potentially lower-risk investing portfolio that is designed to potentially increase after-tax yield. The portfolio is dynamic, meaning Betterment personalizes it to the tax information you give us in your financial profile. Betterment offers a few bond and cash portfolio options. When you create a bond investing account, Betterment will provide personalized after-tax yield information to help you compare these ...

Will I receive bond income generated from the Goldman Sachs Tax-Smart Bonds Portfolio?

Income generated by the portfolio will be automatically reinvested. You can always withdraw funds from your account.

What is the difference between the Goldman Sachs Tax-Smart Bonds Portfolio, BlackRock Target Income bond portfolio, and Cash Reserve?

The Goldman Sachs Tax-Smart Bonds portfolio is designed to provide a potentially lower-risk strategy, personalized by Betterment, for investors in higher federal tax brackets. This is one of a few bond and cash portfolio options Betterment offers: Cash Reserve: If you want low risk, a Cash Reserve account can provide you interest while preserving your funds in FDIC-insured accounts at our program banks. As of December 27, 2024, our current variable interest rate on Betterment Cash Reserve is ...

Goldman Sachs Tax Smart Bonds

Getting started

The industry-first Goldman Sachs Tax-Smart Bonds portfolio is personalized by Betterment to your tax situation and seeks to provide a way for higher-income investors to get a tax-smart strategy with potentially lower risk than stock investing designed to increase after-tax yield. The portfolio is designed to reduce risk compared to investing in stocks and to potentially increase after-tax yield compared to a cash account. Betterment does all the work for you behind the scenes to personalize the ...
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First, Goldman Sachs built the portfolio with a mix of short-term bond ETFs containing treasury, municipal, and corporate bonds, which seek to offer lower risk than stock investing, leveraging their expertise in bond markets. Next, Betterment uses the information that you provide about your tax situation, including your state residency, federal tax bracket, and income, to personalize the portfolio for you. Finally, Betterment adjusts the portfolio strategy to consider market conditions and ...
Read More
The Goldman Sachs Tax-Smart Bonds portfolio aims to give high-income investors a potentially lower-risk investing portfolio that is designed to potentially increase after-tax yield. The portfolio is dynamic, meaning Betterment personalizes it to the tax information you give us in your financial profile. Betterment offers a few bond and cash portfolio options. When you create a bond investing account, Betterment will provide personalized after-tax yield information to help you compare these ...
Read More
The Goldman Sachs Tax-Smart Bonds portfolio is designed to provide a potentially lower-risk strategy, personalized by Betterment, for investors in higher federal tax brackets. This is one of a few bond and cash portfolio options Betterment offers: Cash Reserve: If you want low risk, a Cash Reserve account can provide you interest while preserving your funds in FDIC-insured accounts at our program banks. As of December 27, 2024, our current variable interest rate on Betterment Cash Reserve is ...
Read More