Tax Filing Calendar

Getting ready to file your taxes? Here’s what you can expect when filing your tax return as an investor. We receive a lot of questions from customers at tax time. Taxes are an inevitable part of investing. Here’s how we can help make your tax return preparation as painless as possible. Please note that Betterment is not a tax advisor—please consult a tax professional for additional guidance, including help with the preparation and filing of tax returns. You’ll Be Able To Download Your Tax Forms ...

Before you get started with filing your taxes this year, take a look at our tax season calendar to make sure you’re aware of important tax deadlines. Tax filing season will soon be here, and as investors, it’s important to be aware of the many annual deadlines and tax documentation release dates that could affect how and when you file your taxes. While tax season is often thought of as stressful, annoying, and time-consuming, the reality is that this is a part of the year when the choices and ...

Jan. 31 is the deadline for Betterment to provide Form 1099-R, which reports distributions, conversions, and rollovers (except direct IRA to IRA transfers) from retirement accounts. Form 1099-INT reports interest received in your cash account, Betterment Cash Reserve.

Feb. 15 is the deadline for Betterment to provide Form 1099-B/DIV, which reports investment sales and dividends received in a taxable investment account.

You must initiate your deposit through Betterment by 11:59 PM ET on April 15, to ensure that your contribution completes by the deadline. April 15 is also the deadline for the recharacterization of IRA contributions, unless you have filed an extension or are amending your tax return.

April 15 is the last day to file your taxes with the IRS, unless you request an extension. Handle any of your last minute tasks the week before to ensure you meet the deadline.

To ensure your charitable contribution, RMD, or Roth conversions are completed by the last market day of the year, we recommend that you initiate those transactions before the close of market hours on Thursday, December 28th, 2023. Please note that Qualified Charitable Distributions (QCDs) from IRAs require additional time to process and as such should be requested at least a week in advance of the December 28 deadline.

Form 5498 reports IRA contributions, conversions, and rollovers into retirement accounts. While this form is important to support IRA basis and rollovers if ever audited, it is generally not needed when you file your tax return.

Oct. 15 is the deadline for individuals to file their taxes if they filed for an extension. This is also the deadline for recharacterization of IRA contributions for individuals who filed for an extension or are amending their timely-filed tax return.

If you filed an extension and wish to contribute to your 2023 SEP IRA by the Oct. 15 tax filing deadline, you must initiate your deposit through Betterment by 11:59 PM ET on Oct. 15, to ensure that your contribution completes by the deadline.