Employee experience A 401(k) your employees will love

Betterment delivers its award-winning retail platform modified for 401(k) plans. We simplify how to onboard, engage, and help employees achieve the retirement they want.
Build your own 401k
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We handle onboarding, you focus on your business.

Get proactive, guided onboarding for current employees and future hires.
We engage your team with a series of emails and webinars designed to
educate and motivate them to set up their accounts and start contributing.

A robust engagement program helps employees achieve long-term success.

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Comprehensive email campaigns.

We engage employees with customized emails about a range of 401(k)- related topics, including rollover options, boosting contribution rates, and more.
Resources

Educational resources.

Employees can access a wealth of videos, webinars, and articles to answer questions and help them level up their finances.

Technology and support to
empower your employees

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    Delightful and highly-rated app

    Employees get a bird’s-eye-view of their finances where they can link external accounts, update deferral rates, and track their progress—anytime, anywhere.
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    Employee support team

    Specialists are available via call, email, or chat
    to help resolve their specific needs.
I have thoroughly enjoyed [my] Betterment experience. A few things thatstand out are the ease of use for the app, the financial planning tools andthe customer service are the best!"
Kyle C.
Non-paid client of Betterment. Views may not be representative.

Additional investing and saving accounts, at no extra cost.

  • Automated investing
    There’s more to investing than just retirement. Employees can invest for other goals with diversified, expert-built portfolios.
  • High-yield cash savings
    Whether building an emergency fund or growing their savings, employees can earn more interest with our high-yield Cash Reserve.
  • IRAs
    Employers can augment their 401(k) savings with a tax-advantaged traditional, Roth, or SEP IRA.
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Get the 401(k) your employees want.

Build your own 401k