Retirement legislation hub:
SECURE 2.0 and beyond

Learn how the SECURE 2.0 Act is reshaping retirement for employees and businesses. Betterment at Work is here to help you understand and utilize the legislation to offer a better 401(k) plan for your workforce.

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What is the
SECURE 2.0 Act? 

Signed into law in December 2022, SECURE 2.0 builds on previous legislation to help individuals better save for retirement. The legislation aims to make employee retirement plans more accessible and simplify the administration of employer-sponsored 401(k) plans.

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Estimate your plan costs with our tax savings calculator.

If you're considering offering a 401(k) plan, find out how you can earn up to $15,000 in tax credits with SECURE 2.0.
Calculate your savings
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Sign up for our Beyond the Facts email course.

Get tips on using SECURE 2.0 to benefit your business with our six-email course. You'll gain access to helpful worksheets, planning guides, and checklists to help create a better 401(k) plan.

 

401(k) match on student loan payments.

SECURE 2.0 offers employers a unique opportunity to help employees save for retirement while tackling their student loans. 

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    At the top of HR lists in 2024: 401(k) match on student loan payments

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    The ROI potential of offering a 401(k) match on student loan payments

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    How to decide if you should offer a 401(k) match on student loan payments

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    Unlocking a new type of 401(k) match with SECURE 2.0

Automatic enrollment and escalation.

Learn how these two updated 401(k) features from SECURE 2.0 can help employees reach retirement readiness.

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    How automatic enrollment can benefit your employees and your business

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    How to implement 401(k) auto-escalation

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    Auto-enroll & auto-escalation

Employee retention.

See how a modern 401(k) can help you standout in a competitive talent market and make your employees' lives better.

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    How to use SECURE 2.0 to enhance your total rewards program

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    How your 401(k) plan can help boost employee financial wellness (and productivity)

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    How to SECURE 2.0 to enhance your total benefits

Tools and guides.

Download free resources to help you maximize the benefits of SECURE 2.0 in the creation of a better 401(k) plan.

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    Report

    SECURE 2.0 employer checklist

    What 401(k) plan sponsors should know about SECURE 2.0 provisions.

    Learn more

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    Worksheet

    Planning guide: SECURE 2.0 Act provision assessment

    Use this guide to help assess the major SECURE 2.0 provisions.

    Learn more

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    Worksheet

    Planning guide: Calculating the ROI of your 401(k) plan

    Use this worksheet to estimate the ROI of your 401(k) plan.

    Learn more

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    Ebook

    The playbook: SECURE 2.0 Act

    How to leverage SECURE 2.0 to attract and retain talent through your 401(k) plan.

    Learn more

Tax credits.

Considering a 401(k) plan?  Learn how you can take advantage of valuable tax credits thanks to SECURE 2.0. 

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    The tax benefits of offering a 401(k)

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    How tax credits can make offering a 401(k) affordable

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    Why now may be the best time to offer one

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    Your guide to SECURE 2.0 tax credits

Mobilize the benefits from SECURE 2.0 with a modern 401(k) plan. 

Betterment at Work’s technology, service, and support lets you implement SECURE 2.0 provisions like automatic enrollment, automatic escalation, and 401(k) match of student loan payments to help drive your business forward.
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